Features Users Want Most in Mortgage Calculator Apps

Based on 318 real App Store reviews, here's exactly what users wish Mortgage Calculator apps would build.

5
Missing Features
5
Build Recs
85/100
Opportunity

Most-Requested Missing Features

Features users are literally asking for in their reviews, ranked by demand.

#1: Principal-only payment functionality

High Demand
"Cannot make a principal only payment, what a joke."
"Will only allow me to add escrow as additional not principal addition."

#2: Comprehensive loan calculations including taxes, insurance, and HOA

High Demand
"The mortgage calculator is missing key features such as the ability to input taxes and insurance."
"Not worth $5. Doesn’t include property tax input, insurance or additional like HOA or special assessments."

#3: Ad-free version or paid version option

High Demand
"I would happily shell out 5 bucks to remove those ads and go back to loving this app."
"There should be an option to buy out of the ads."

#4: Improved amortization and interest savings calculations

Medium Demand
"The amortization calculator no longer shows you the total amount of months you saved off your loan."
"I downloaded this app to do some amortization scenarios from mid-period on the loan."

#5: Better integration with password managers

Medium Demand
"Sign up flow doesn’t support password managers."
"When I try to create account, it fails with a generic error message and makes me start from scratch."

Build Recommendations

Prioritized actions based on user demand and market opportunity.

Develop a calculator app with minimal ads, offering a one-time payment option to remove ads entirely.

Ensure comprehensive mortgage features, including principal-only payments and detailed loan calculations with taxes and insurance.

Improve customer support integration within the app, offering direct contact options.

Enhance app navigation and usability with user-friendly interfaces and support for password managers.

Offer a robust amortization calculator with clear interest savings and payment tracking features.

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