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Best Payment Apps in 2026

Ranked by App Store rating from 18,234,155 total ratings.

8
Apps Compared
8
Free Options
4.8★
Avg Rating

1. Zip - Buy Now, Pay Later — 4.9★ ✓ Updated 17 days ago

789,870 ratings · Free · By Zip Co US, Inc. · 152 MB · 17+

With Zip, you can split your payments at your favorite brands, whether you shop online or in-store.¹ DIVIDE AND THRIVE Zip lets you pay over time. Split your order into 4 or 8 installments, with payments due every 2 weeks.²³ PAY LATER WITH ZIP WHER...

2. Sezzle - Shop, Save, Earn — 4.9★ ✓ Updated 7 days ago

277,081 ratings · Free · By Sezzle · 232 MB · 12+

Sezzle, the ultimate buy now, pay later shopping app empowering you to buy what you love today and pay in easy, interest-free installments over six weeks.¹ Effortlessly split your purchases into four payments while making shopping more accessible an...

3. Klarna: Smarter everyday money — 4.9★ ✓ Updated 7 days ago

2,022,440 ratings · Free · By Klarna Bank AB · 286 MB · 4+

FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹ SHOP WITH THE KLARNA CARD² Pay with Klarna anywhere Visa is accepted. Pay now or p...

4. PayMe - Claim Your Money — 4.8★ Updated 2 months ago

34,584 ratings · Free · By Control. Alt. Delete. LLC · 104 MB · 17+

Get Paid From Class Action Lawsuits - No Lawyer Needed Every year, billions of dollars from class action settlements go unclaimed. PayMe helps you claim your share in seconds. No paperwork. No legal knowledge. Just money you didn’t know you were owe...

5. Square Point of Sale (POS) — 4.8★ ✓ Updated 12 days ago

592,421 ratings · Free · By Block, Inc. · 930 MB · 4+

Square Point of Sale (POS) is the all-in-one payments processing app designed for any business. Whether you’re a retail, a restaurant, or a service business, you’ll have all the features you need to run your business at your fingertips. Select from...

6. Payment: Stripe Tap to Pay — 4.8★ Updated 2 months ago

8,797 ratings · Free · By PocketVendor Inc · 83 MB · 4+

Since 2015, Payment for Stripe has processed more than all other Stripe-based mobile payment apps combined. 10+ years and 200K connected businesses can't be wrong. As soon as you connect your new or existing Stripe account, Payment starts working fo...

7. Cash App — 4.8★ ✓ Updated Today

8,208,998 ratings · Free · By Block, Inc. · 409 MB · 12+

The easy way to spend, save, and invest.* Pay anyone in cash or bitcoin* instantly and enjoy free Lightning Network transfers with compatible wallets. Start saving by rounding up spare change to the nearest dollar or invest in stocks, ETFs, or bitco...

8. PayPal - Pay, Send, Save — 4.8★ ✓ Updated 11 days ago

6,299,964 ratings · Free · By PayPal, Inc. · 492 MB · 4+

PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more. SAVE OFFERS IN THE APP Get cash back offers from brands you love. We’ll automatically apply them at checkout *Eligi...

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