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Best Credit Score Apps in 2026

Ranked by App Store rating from 11,502,320 total ratings.

9
Apps Compared
9
Free Options
4.8★
Avg Rating

1. Kikoff – Build Credit Quickly — 4.9★ ✓ Updated 9 days ago

231,130 ratings · Free · By Kikoff Inc. · 258 MB · 4+

Kikoff is the smartest way to build credit fast. Starting under 600? You could jump 25 points your first month.* Pick a plan, starting at just $5 a month.† Make your first payment - and Kikoff starts reporting to Equifax, Experian, and TransUnion ...

2. Self – Credit Builder & Cash — 4.9★ ✓ Updated 7 days ago

286,396 ratings · Free · By Self Lender, Inc. · 102 MB · 4+

Self helps you create healthy financial habits with tools to build credit and grow your savings. Or need funds fast? Self Cash gives you quick access to money for unexpected expenses. Whether you’re starting fresh or rebuilding, Self empowers your fi...

3. Experian® — 4.8★ ✓ Updated 6 days ago

2,605,755 ratings · Free · By Experian · 231 MB · 4+

Financial Power to All™. Get your Experian credit report and FICO® Score* with a free Experian® membership—no credit card needed! Apply with confidence for credit cards labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not initial...

4. Intuit Credit Karma — 4.8★ ✓ Updated Today

7,539,122 ratings · Free · By Credit Karma, Inc. · 206 MB · 17+

Navigate your unique financial path confidently with help from Credit Karma and make the most of your money. CONNECT YOUR ACCOUNTS FOR FINANCIAL INSIGHTS - Track your monthly spending - Monitor transactions - Look out for ATM fees, late payments a...

5. Capital One CreditWise — 4.8★ ✓ Updated Today

302,172 ratings · Free · By Capital One · 164 MB · 4+

CreditWise is a free credit monitoring tool that could help you improve your credit score. We believe in empowering people with the tools to effectively monitor and manage their credit, no matter where they are in their credit journey. That's why Cr...

6. myEquifax — 4.8★ ✓ Updated 5 days ago

17,879 ratings · Free · By Equifax · 166 MB · 17+

Get your Equifax credit report & credit score* updates at no cost with a free myEquifax™ account. It’s quick and easy to get started for free today and begin your credit journey. No credit card required to sign up. • Check your Equifax credit repor...

7. myFICO - FICO Score Monitoring — 4.8★ Updated 1 months ago

44,433 ratings · Free · By FICO · 54 MB · 4+

90% of top lenders use FICO® Scores– do you know yours? Get your FICO Score, from FICO. Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side and get the right credit score for your goal. And do...

8. Credit Sesame: Grow Your Score — 4.8★ ✓ Updated Today

436,862 ratings · Free · By Credit Sesame, Inc. · 165 MB · 4+

Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your credit, managing its growth and protection. We analyze your credi...

9. TransUnion® — 4.6★ ✓ Updated 27 days ago

38,571 ratings · Free · By TransUnion · 148 MB · 4+

Get your free credit scores, free credit reports, free credit monitoring & free access to personalized offers based on your TransUnion credit profile with the official TransUnion app. There’s no credit card required! Your credit score is calculated...

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