What Users Really Think About Monarch: Budget & Track Money

Connectivity issues with major financial institutions.

"My bank accounts take days to show the correct transactions."

"Constant duplicates in my transactions, making it hard to track."

There are just too many connection issues for this to be worth the money. None of my investment accounts will stay connected. Also, it’s unable to recognize recurring transactions. I have highway tolls that I paid once two years ago that keep getting flagged as recurring, but it doesn’t recognize m...

Developer spams reviews “All” only goes back 18 months. “Amazon sync and our enhanced referral program” “Are you sure?” “A new home for hidden transactions” “Enjoying Monarch?” “An update to hidden transactions” Start 2026 ahead of the game. Keeps resetting to the dashboard view. Unable to u...

It’s disappointing that they are not able to leverage adding new connections with their vendors specifically when they have subscription services.

I tried this app at a friends suggestion but for over a week I’ve been unable to connect to my primary bank. I’ve reached out through support several times and no one has gotten back to me.

The layout is great. Execution, no thanks. About every few months, i get about 50-100 doublicate transactions, and it blows up my whole budget. Some items are doublicated, but sone arent. It takes about 45 minutes to clean it up, but its never perfect. Also, when a transaction goes from pending to n...

I have hundreds of transactions I have to review after not doing it for a while and every single one I have to click “mark as reviewed”, skip review, then “mark as reviewed” again. Pretty ridiculous that I still have to review every single transaction, even recurring ones. Why is it not automatica...

I’m a paying customer and they have embedded Facebook tracker in their app. I don’t feel comfortable with this. I’m sure plaid and others sell your data. But something about paying an app generous amount of money and them having trackers from one of the most aggressive/creepy data collecting company...

I’m still on the free trial. The UI is beautiful and I’ve put lots of energy into setting it up but I won’t continue to paid subscription if the app crashes every time I try to move $ between categories based on my own preference rather than the suggested option.